.head_menu{
    background: #0d284e;
}


#page_container{
    margin-top:0;
}
.page-title{
    background:none;
    padding-top:219px;
    height:auto;
    background-image: url('../img/banner-terms-and-conditions.jpg');
    background-repeat:no-repeat;
    background-position: center center;
    background-size:auto 100%;
}
.page-title #header_bg{
    display:none;
}
.page-title > .wrapper{
    height:auto;
}
.title-text{
    background:none;
}
.title-text > span{
    padding-top:2px;
}
.title-text:after{
    content:'';
    width:104px;
    height:10px;
    background-color: rgba(0, 170, 199, 0.6);
    position:absolute;
    bottom:0;
    left:42px;
}
@media (max-width: 1199px){
    .page-title{
        padding-top:0;
        height:350px;
        background-size:cover;
        position:relative;
    }
    .page-title:after{
        content: '';
        position: absolute;
        bottom: 0;
        left: 50%;
        margin-left: -52px;
        width: 104px;
        height: 10px;
        background: #00a1a9;
        opacity: 0.6;
    }
    .page-title > .wrapper{
        position:relative;
        top:50%;
        -moz-transform: translateY(-50%);
        -webkit-transform: translateY(-50%);
        -o-transform: translateY(-50%);
        -ms-transform: translateY(-50%);
        transform: translateY(-50%);
    }
    .title-text{
        padding:20px;
        text-align:center;
    }
    .title-text:after{
        display:none;
    }
    .title-text > span{
        padding-top:0;
    }
}

.page-img-section{
    text-align:right;
}
.page-img-section img{
    margin-top:-50px;
    margin-right:-30px;
}
@media (max-width: 991px){
    .page-img-section{
        display:none;
    }
    .page-content{
        padding-top:65px;
    }
}


.terms-and-conditions{
    padding-bottom:40px;
}
.terms-and-conditions .wrapper{
    padding:0 42px;
}
.terms-item{
    background:#fff;
    -webkit-box-shadow: 0 0 12px 6px rgba(0,0,0,0.025);
    box-shadow: 0 0 12px 6px rgba(0,0,0,0.025);
    margin-bottom:25px;
}
.ti-headline{
    font-size:20px;
    line-height:1.2;
    color:#00a1a9;
    margin:0;
    cursor:pointer;
    position:relative;
    padding:20px 55px 20px 30px;
}
.ti-headline p{
    display:inline;
    margin:0;
}
.ti-headline:after{
    content:'';
    width:21px;
    height:21px;
    position:absolute;
    top:20px;
    right:30px;
    background: url('../img/plus-icon.png');
    background-repeat:no-repeat;
    background-position: center center;
    
    -webkit-transition: all 0.3s ease;
    -moz-transition: all 0.3s ease;
    -ms-transition: all 0.3s ease;
    -o-transition: all 0.3s ease;
    transition: all 0.3s ease;
    
    -moz-transform: rotate(0);
    -webkit-transform: rotate(0);
    -o-transform: rotate(0);
    -ms-transform: rotate(0);
    transform: rotate(0);
}
.open .ti-headline:after{
    -moz-transform: rotate(-45deg);
    -webkit-transform: rotate(-45deg);
    -o-transform: rotate(-45deg);
    -ms-transform: rotate(-45deg);
    transform: rotate(-45deg);
}
.ti-body{
    max-height:0;
    overflow:hidden;
    -webkit-transition: all 0.5s ease;
    -moz-transition: all 0.5s ease;
    -ms-transition: all 0.5s ease;
    -o-transition: all 0.5s ease;
    transition: all 0.5s ease;
}
.open .ti-body{
    max-height:10000px;
}
.ti-body-inner{
    padding:0 30px 15px 30px;
}
.ti-body p{
    margin:0 0 15px 0;
    line-height:1.5;
    color:#041e41;
}
.ti-body ul{
    list-style:disc;
    margin:0 0 20px;
    padding-left:40px;
}
.ti-body ul li,
.ti-body ol li{
    line-height:1.5;
    
}
@media (max-width: 991px){
    .terms-and-conditions .wrapper{
        padding:0;
    }
}
@media (max-width: 767px){
    .terms-item{
        margin-bottom:30px;
    }
    .ti-headline{
        font-size:22px;
        padding:20px 30px 20px 10px;
    }
    .ti-body-inner{
        padding:0 10px 15px 10px;
        font-size:16px;
    }
    .ti-headline:after{
        top:23px;
        right:10px;
    }
}